Increase resolution velocity with Pathway Specialty Servicing™. We focus on loans with best potential to reperform and reduce the severity of financial loss. Using advanced data analytics, we are uniquely able to optimize risk and opportunity at all levels.

Time to resolution is 2X faster than traditional servicing.*

*Test of Pathway Specialty Servicing™ model against traditional servicing control.

FASTER PERFORMANCE

Achieve return on investment earlier through our intelligent network of triggers, exceptions, and loan level conditions. We maximize throughput on the highest levels of execution.

HIGHER RETURNS

Keep your most distressed customers’ loans on their pathway to performance while reducing overall cost. We prioritize on best opportunities, using data analytics to drive payment success.

LOW RISK

Ownership model ensures loans are consistently managed by team member most familiar with portfolio details, analytical insights, client and borrower interactions.

About Us

Built on a backbone of efficiency and scalability.

Pathway Specialty Servicing™ is a well-capitalized, strategically autonomous, and independently managed division of LoanCare®. The leadership of Pathway Specialty Servicing™ has been innovating specialty servicing for decades and offers significant visibility into related operations and performance optimization.

LoanCare is a leading national subservicer with top tier ratings including Moody’s, S&P and Fitch. They have over 30 years of success in servicing through booms, busts, and pandemics. LoanCare is the largest subservicer of Ginnie Mae (GNMA) loans and helped nearly 250,000 families keep their homes despite pandemic hardship. LoanCare is owned by Fidelity National Financial (NYSE: FNF), a Fortune 300 company with strong investment grade debt ratings.

Uniquely committed to both result-driven performance and cost-effective servicing.

Pathway Specialty Servicing™ team consists of deep loss mitigation expertise as part of the CARES initiative while working within the LoanCare division. The partnership between divisions offers clients frictionless permeability. Loans easily move back and forth from LoanCare® to Pathway Specialty Servicing™ as needed with no fee or borrower disruption.

Pathway Specialty Servicing leverages additional benefits such as best-in-class compliance processes, utilization of Black Knight mortgage servicing software, and LoanCare’s analytics platform to analyze, monitor and predict risk and opportunity across the portfolio.

Creative partnership with an established industry expert.

  • Gain immediate traction with a tailored solution (a la carte)
  • Benefit from real-time scalability (up and down)
  • Expand program expertise with custom client waterfalls and documented requirements
  • Access a network pipeline of pre-resolution buyouts for immediate capture and capital optimization
  • Leverage the LoanCare advantage – low CPL, well capitalized, modernized technologies, established risk, compliance and regulatory framework
  • Alleviate the need for loan transfers

Interested? Let’s talk.

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